Mortgage Broker in Mandurah
Finding the right home loan doesn’t have to be hard.
Get a great result with our easy, straightforward process.
Andy made it straightforward and simple and represented us in a way that put our best foot forward.
Google Review
For the entire process Andy was a wealth of knowledge and provided excellent support, guidance and timely information.
Google Review
Top bloke, great service and locked in a great deal for us. Walked us through each step and had everything finalised really quickly.
Google Review
Andy made our refinancing and purchase of a new home seamless and within our guidlines.
Google Review
Let's Chat
Complete the form below and Andy will be in touch to discuss your finance needs.
What Type of Loan Do You Need?
Home Loans
Andy helps Mandurah families get home loans the way they should be done — every line explained, every option weighed,…
Home Loans →
Investment Home Loans
Investment property loans in Perth and regional WA, explained by a broker who's been working with property investors since 2000.
Investment Home Loans →
Business Finance
Business Finance →
Motor Vehicle Finance
Finding the right vehicle loan doesn't have to be hard.
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Your Mandurah Finance Broker
We Understand How Much Rides on This Decision
Buying property is not just a financial event. It’s where your family will live. It’s the asset your business operates from. It’s the investment that funds your future. When something matters that much, you don’t want a call centre. You want someone who knows your name.
Andy Iriks has been helping Mandurah and Peel region families finance their homes and investments since 2000, two years after mortgage broking began in WA, making him one of the most experienced brokers in the state. Based right here in Wannanup, he’s arranged finance across the full range of local property, from established family homes and newer estates to coastal and canal properties, and he compares options across more than 30 lenders to find what genuinely suits your circumstances.
Andy Iriks (Dip. FMBM) is a credit representative, CRN 418513, of Mortgage Specialists Pty Ltd ACN 050 601 093, Australian Credit Licence 387025, and works directly with every client from first conversation through to settlement. No call centre, no handover to someone else halfway through, just the same person who knows your name and your file.
Mortgage Broker Servicing Mandurah & Surrounding Areas
While I’m based in Wannanup, most of my work is with clients across greater Mandurah and the Peel region, including Halls Head, Falcon, Dawesville, Meadow Springs, Greenfields, Erskine, Coodanup, Silver Sands, Baldivis, Rockingham and out toward Pinjarra and the Yunderups.
Wherever you are in the area, I’m happy to meet in person or run the whole process by phone and video, whichever suits you better.
We query over 30 lenders to find an outcome that’s right for you
Home Loan Solutions for Mandurah Borrowers
Within home loans, I cover the full range Mandurah borrowers need, from refinancing done only when it genuinely pays off, to investment loans and Owner-Builder & Construction Loans, plus Self-Employed & Low Doc Home Loans for income that doesn’t fit a standard payslip.
First Home Buyers in Mandurah
Buying your first home is a big step, and most of the confusion isn’t about the property, it’s about the finance. I’ll walk you through how much you can realistically borrow, what deposit you’ll need, and how pre-approval works before you start looking seriously.
From there, I handle the lender comparison, the paperwork, and the back-and-forth with the bank, so you know exactly what’s happening at every stage between pre-approval and settlement. Discuss My First Home Purchase
The Right Loan, Explained Clearly, Handled Personally
At Wanna Finance, we work across the full spectrum of home and commercial lending — not to push products, but to find the structure that genuinely fits your life and your goals. Here’s how we help.
First Home Buyer Loans
Buying your first home is one of the most exciting things you’ll ever do — and one of the most overwhelming. We walk you through every step, explain every document, and make sure you understand exactly what you’re signing and why. No jargon. No rushing you off the phone.
Upsizing and Next Home Purchases
Moving into your next home means timing two transactions at once, navigating bridging finance, and making sure your equity works hard for you. We handle the complexity so the move feels like a milestone, not a headache.
Investment Property Finance
Building a property portfolio in Perth or Mandurah requires more than just a low rate — it requires smart loan structuring, an understanding of tax deductibility, and a strategy that protects your cash flow. Andy’s expertise in investment structuring is one of the most requested services in the practice.
Self-Employed and Business Owner Lending
If you’ve ever been told your income is “too complicated,” you’ll feel right at home here. We work extensively with self-employed borrowers and ABN holders, and we know exactly how to present your financials to lenders in a way that tells your real story.
We also tailor finance to how you are employed, including FIFO workers. See who we work with for more.
Commercial Property and Asset Finance
Growing businesses need finance that grows with them. Whether you’re purchasing commercial property, financing a vehicle fleet, or securing equipment under your ABN — including trucks and specialised assets — we structure deals that keep your business moving forward.
Refinancing and Loan Reviews
If your current loan is costing you more than it should, a conversation with Andy could save you thousands. We review your existing structure, benchmark it against the current market, and act only if the outcome genuinely benefits you.
How We Make Your Loan Easy
Three Simple Steps to Your Next Property
Enquiry
Fill in the short enquiry form below. Name, phone, email, and the type of loan you’re looking at. It takes two minutes, and Andy will be in touch directly — not a call centre, not an assistant.
We Do The Heavy Lifting
Andy will walk you through your options in plain language — by phone, or over FaceTime if that’s easier. We use secure digital portals to gather your bank statements and financial documents, so you’re not spending your weekends hunting through folders and printing forms.
We Submit and Settle
Once you’re confident in your chosen loan, we handle the application, manage the lender relationship, and keep you informed every step of the way through to settlement. You’ll never be left wondering what’s happening.
Get More with Wanna Finance
Bank vs Mortgage Broker
Going straight to your bank gets you one lender, one set of products, and their interest at the centre of the deal. Working with a mortgage broker gets you a comparison across 30+ lenders, with someone working for you instead. The difference between these two paths often comes down to a single conversation.
What you get |
With Wanna Finance |
Other Options |
|---|---|---|
| Clarity on your loan | ✓ You understand exactly what loan you're in and why | ✗ You accept whatever rate the bank first offered you |
| Structure built around you | ✓ Your structure is built around your life — your income, your goals, your timeline | ✗ The loan your mate recommended works fine for him — but your situation is different, and nobody pointed that out |
| Availability when you need it | ✓ You've had every question answered, at a time that worked for you | ✗ You're self-employed and the application stalls at a lender who doesn't understand your income |
| Settlement experience | ✓ Settlement day feels like the beginning of something, not the end of an exhausting ordeal | ✗ You pay an extra 0.4% for the next twenty years because the refinance conversation never happened |
| Ongoing relationship | ✓ Years from now, when the market shifts or you're ready to move again, you have a broker who already knows your story | ✗ You get approved for something that quietly works against your financial future, because no one was watching out for you |
Frequently Asked Questions
No. As a mortgage broker, Wanna Finance is paid a commission by the lender once your loan settles. You receive expert advice, loan comparison, application management, and ongoing support at no direct cost to you. And under Australia’s Best Interest Duty legislation, we are legally required — and personally committed — to recommend what’s right for you, not what pays us more.
Absolutely — and you’re one of our most common client types. Self-employed borrowers simply require a broker who understands how to present your income structure to the right lender. Andy has years of experience placing ABN holders, sole traders, company directors, and small business owners with lenders who genuinely understand how self-employment works. If you’ve been knocked back before, that’s often a lender problem, not a you problem.
You can — but your bank will only show you their own products. A mortgage broker compares dozens of lenders simultaneously and finds the structure that fits your specific circumstances, not the product that fits your bank’s quarterly targets. Given that a 0.3% rate difference on a $600,000 loan can amount to tens of thousands of dollars over the loan term, that comparison process has real financial value.
Yes. Andy works across greater Perth and the Mandurah corridor. Many client consultations happen by phone or FaceTime, so your location within the region is never a barrier. If you’d prefer a face-to-face meeting, that can be arranged too.
It varies based on the lender and your situation — but a typical residential application from submission to formal approval takes one to three weeks. Andy will give you an honest, specific timeline estimate once he’s reviewed your situation, and will keep you updated throughout so you’re never left waiting and wondering.
In many cases, yes — particularly if you’ve been with the same lender for more than two years, or if your circumstances have changed since you first applied. A loan review costs you nothing and takes a single conversation. Andy will only recommend a refinance if the numbers genuinely stack up in your favour, including a full assessment of break costs and application fees.
I compare home loans across more than 30 lenders, work out what you can borrow, and manage the application from start to settlement, at no cost to you.
It depends on the lender and loan type. I’ll go through your exact numbers in our first conversation.
Yes, from working out your borrowing power through to settlement.
Yes, though I’ll only recommend it if the savings genuinely outweigh the costs.
Yes, including structuring finance for a growing portfolio.
Yes, including staged drawdowns and builder contracts.
No, most of my clients deal with me entirely by phone and video, though in-person meetings are available.
Mandurah and the wider Peel region, including Halls Head, Falcon, Dawesville, Greenfields, Erskine and surrounding areas.
Reviewed by
Credit Representative & Mortgage Broker · Dip. FMBM
Andy Iriks reviewed this page to make sure the information is accurate and reflects current lending practice. It is general information only and does not take your personal circumstances into account.
