Home Loans for Accountants in Perth and Mandurah
Accountants can be employed at a firm, contracting, or running their own practice, and each is assessed differently by lenders.
Andy compares lenders across Perth and Mandurah to find ones that understand your specific income structure.
Andy made it straightforward and simple and represented us in a way that put our best foot forward.
Google Review
For the entire process Andy was a wealth of knowledge and provided excellent support, guidance and timely information.
Google Review
Top bloke, great service and locked in a great deal for us. Walked us through each step and had everything finalised really quickly.
Google Review
Andy made our refinancing and purchase of a new home seamless and within our guidlines.
Google Review
Let's Chat
Complete the form below and Andy will be in touch to discuss your finance needs.
Why Your Income Structure Matters to Lenders
Accountants employed at a firm are generally assessed on their PAYG salary, similar to other employed professionals.
Sole practitioners and practice owners are assessed differently, using tax returns, BAS or accountant declarations depending on the lender.
Andy looks at your whole position to find a lender whose policy fits your situation.
Accountant Situations Andy Helps With
Employed at a Firm
Assessed on your PAYG income, similar to other employed professionals.
Sole Practitioners and Practice Owners
Your income is generally assessed like other self-employed borrowers. See our self-employed and low doc home loans page.
Contracting or Consulting
Andy presents your contract history in a way lenders can assess properly.
Recently Qualified Accountants
Early career income can look modest against future earning potential. Andy explains how different lenders treat this.
How Andy Helps You Get Started
Andy compares over 30 lenders to find ones whose policies suit accountants at your career stage.
He explains every document in plain English, and looks at your whole position rather than just what pays the most commission.
Whether you are buying your first home, upgrading, refinancing or investing, he manages the process from application to settlement.
Reviewed By
Credit Representative & Mortgage Broker · Dip. FMBM
Andy reviewed this page to make sure the information for accountants is accurate and reflects how these loans are arranged in Western Australia.
Accountant Home Loan FAQs
You are generally assessed on your PAYG salary, similar to other employed professionals.
Practice owners are generally assessed like other self-employed borrowers, using tax returns, BAS or accountant declarations depending on the lender.
Yes. Andy presents your contract history in a way lenders can assess, and finds a lender comfortable with your arrangement.
Yes, many lenders will consider your career stage and income trajectory. Andy compares lenders to find ones comfortable with your situation.
This depends on the lender and your overall situation. Andy will run through realistic deposit requirements for your circumstances.
No. Andy works with accountants across Mandurah, the Peel region and the Perth metro area.
