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Small Business Loans in Mandurah

Working Capital and Growth Funding That Fits
Working Capital Smooth out cash flow when income and outgoings don't line up.
Equipment Finance Fund the gear, vehicles and fit-out your business needs to grow.
Specialist Lenders Andy reaches small business lenders with flexible approval criteria.

Wanna Finance helps secure small business loans in Mandurah and across WA. We provide working capital, equipment finance, and growth funding for Australian small businesses, and Andy accesses specialist lenders with flexible criteria so you get a loan that actually matches how your business trades.

Talk to Andy

★★★★★
Andy made it straightforward and simple and represented us in a way that put our best foot forward.
Nigel Eber

Nigel Eber

Google Review

★★★★★
For the entire process Andy was a wealth of knowledge and provided excellent support, guidance and timely information.
Pauline SS

Pauline SS

Google Review

★★★★★
Top bloke, great service and locked in a great deal for us. Walked us through each step and had everything finalised really quickly.
Terrance Shein

Terrance Shein

Google Review

★★★★★
Andy made our refinancing and purchase of a new home seamless and within our guidlines.
Peter Ralm

Peter Ralm

Google Review

Let's Chat

Complete the form below and Andy will be in touch to discuss your finance needs.

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What They Cover

Capital for the Day-to-Day and the Growth

Small business loans provide working capital, equipment finance, and growth funding for Australian small businesses. Whether you need to cover a quiet quarter, buy a vehicle, or fund an expansion, there is usually a loan variant that fits the job.

Loan amounts typically range $10,000 to $5 million depending on business size and security, and small business loans are secured by business assets, property, director guarantees, or personal security. Andy works out which structure suits your position rather than pushing one product. If a fit-out is part of the plan, the same approach applies as on the wider business finance hub.

Find the Right Loan

The Loan Variants and How They're Assessed

Small business loans have variants including term loans, lines of credit, invoice finance, and equipment leases. A term loan suits a one-off purchase, a line of credit handles lumpy cash flow, invoice finance unlocks money tied up in unpaid invoices, and an equipment lease spreads the cost of gear over its working life.

Whichever you need, lenders assess business financials including profit and loss, cash flow, and trading history. Andy accesses specialist small business lenders with flexible approval criteria and matches the variant to your situation, so you borrow in a way that helps the business rather than straining it.

The right small business loan is the one that matches your cash flow, not the first one the bank offers.

The right small business loan is the one that matches your cash flow, not the first one the bank offers.

Small Business Loan Basics

  • AmountsTypically $10,000 to $5 million
  • Term loansOne-off purchases & projects
  • Lines of creditFlexible, lumpy cash flow
  • Invoice financeUnlock unpaid invoices
  • Equipment leasesSpread the cost of gear
Security & Approval

What Lenders Want to See

Lenders assess business financials including profit and loss, cash flow, and trading history, and they look at what secures the loan. Getting these lined up before you apply makes the whole thing quicker and cleaner, and Andy handles that part for you.

Why Small Businesses Choose Andy

When cash flow matters and time is short, an experienced, available broker takes the finance off your plate.

Specialist Lender Access

Andy accesses specialist small business lenders with flexible approval criteria.

Matched to Your Cash Flow

He picks the variant, term loan, line of credit or lease, that suits how you trade.

Straight Answers

Every loan document explained line by line, no jargon, before you sign.

He Picks Up the Phone

When something urgent comes up, you reach Andy, not a call centre.

Broking Since 2000

Decades of experience across WA small businesses and lender quirks.

On Your Side, Long Term

Andy recommends what suits you, not what pays the most commission.

Small Business Loan FAQs

Loan amounts typically range $10,000 to $5 million depending on business size and security. Andy can give you a realistic range once he sees your position.

Small business loans have variants including term loans, lines of credit, invoice finance, and equipment leases. The right one depends on whether you need a one-off purchase or ongoing flexibility.

Small business loans are secured by business assets, property, director guarantees, or personal security. The mix depends on the lender, the amount and your situation.

Lenders assess business financials including profit and loss, cash flow, and trading history. Andy helps you present these in the strongest light.

Andy Iriks, Credit Representative & Mortgage Broker

Reviewed by

Andy Iriks

Credit Representative & Mortgage Broker

The information on this page has been reviewed for accuracy by Andy Iriks, a Credit Representative & Mortgage Broker at Wanna Finance. It is general information only.

Need Funding for Your Small Business?

Need Funding for Your Small Business?

Have a chat with Andy about a small business loan. He’ll match the right variant and lender to your cash flow and explain it in plain English.